Loan Specials

Holiday Loan Special

Borrow up to $1,500 with no minimum credit score! 

As low as 14.99 % APR* for 12 months

Apply for a loan here

Includes a $25 nonrefundable application fee.

*Promotion expires 12/31/2018. There is a $25 nonrefundable application fee that must be paid prior to applying and must be paid regardless of approval.  APR = Annual Percentage Rate. Loans are subject to program guidelines. Interest rates and program terms are subject to change without notice. Fitzsimons Federal Credit Union (FFCU) members receive rates as low as 14.99% Annual Percentage Rate (APR) with direct deposit into a FFCU account and 17.99% without direct deposit.  No additional discounts are available for this loan. This loan is not eligible for the Skip-A-Pay program.  Minimum loan amount is $500 and maximum loan is $1500; borrower must have at least 2x the loan amount in monthly gross income to qualify; proof of income is required. Must be employed with current employer at least 90 days.  Maximum 12 month term.  One holiday loan per member; must be 18 years old to apply.  Offer available through December 31, 2018 to members in good standing whose membership has been active for at least 90 days. Borrowers cannot have a negative balance in any FFCU account and cannot have been delinquent on an FFCU loan within the last 90 days.  There is no minimum credit score to qualify; however, credit will be checked.  Borrower cannot be currently in bankruptcy.  Businesses and accounts held in a fiduciary capacity (trusts, estates, conservatorships) are not eligible. Federally insured by the NCUA.

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Refinance Your Home With Our  Fixed Rate Rapid Refi Mortgage

 

WHY REFINANCE NOW?    It's fast. It's easy. It's smart.

  • Get a fixed rate of 4.99% APR*
  • Just $499 in closing costs
  • Save $ on interest with custom terms up to 20 years

Apply for a Rapid Refi

Haga aquí para español 

*Promotion expires 12/31/2018. *APR = Annual Percentage Rate. With approved credit qualifications. APR of 4.99% assumes a loan amount of $200,000 for 180-month term at 4.952% rate; your APR may vary. Minimum credit score for highest scoring borrower must be at least 680 to qualify for promotional rate and terms.  Loan product is for first-lien position loans on owner-occupied residences only.  Purchase transactions are not eligible.  Max Loan-to-Value (LTV) is 80%. Max loan term is 20 years, and max loan amount is $417,000. Escrow accounts are not available; borrower(s) must pay taxes and insurance directly. 

Payment example:  for a $200,000 loan at 4.99% for a 240-month term, the monthly payment amount would be $1,321.79. Offer valid on Rapid Refinance Mortgages originated during the promotional period; existing Fitzsimons Federal Credit Union (FFCU) loans are not eligible.  Property and/or flood insurance may be required.  Closing costs of $499.00 apply and may be paid separately or added to the loan balance. Nothing herein is or should be interpreted as an offer or commitment to lend. Offer, rates, terms, and conditions subject to change at any time. Fitzsimons Credit Union is an equal housing lender, NMLS# 459085. Must be a Fitzsimons Credit Union member to participate. Federally Insured by NCUA.

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Auto Refinance Promotion

 

Bring an existing auto loan from another financial institution to Fitzsimons Credit Union and receive...

  • $200 cash back1
  • 3 months until your first payment2

Get approved for rates as low as 3.29% APR

Offer expires: 12/31/2018

Apply for an auto loan

 

Haga aquí para español 

 

By financing your loan at Fitzsimons Credit Union, you’ll be able to take advantage of the following benefits:
  • Skip your loan payment once a year for a small fee.
  • Gain peace of mind for your investments with guaranteed asset protection, debt protection, and extended warranties. 
  • Checking accounts with loan discounts as well as seamless payment options through online and mobile banking.

Check out our different checking account options and the benefits they offer! You can receive a 0.25% rate discount with a qualifying checking account.

Looking to purchase a new vehicle? See what deals are available with our partners at AutoTrek.

Click here to learn more

 

Promotion Expires 12/31/2018. Minimum amount to finance and receive incentive is $7,500. Max loan term is 72 months. Not valid for existing auto loans at Fitzsimons Credit Union. 1) Cash incentive will be distributed within 30 days of the loan closing. Maximum of one $200 cash bonus eligible per refinanced loan. Cash is considered a bonus and may be reported on IRS Form1099. Estimated value of bonus is $200.  2) Interest begins accruing upon disbursement of loan. Rates as low as 3.29% APR on new or used passenger vehicles and motorcycles. Not valid on RVs, commercial vehicles, or other vehicle types. Advertised “as low as” APR assumes excellent credit history, maximum rate discounts and represents up to a 36-month term for a new or used auto. Your actual APR may differ based on your credit score, term, vehicle loan-to-value, age of vehicle, and membership status.  Available rate discounts include: qualifying premium checking account discounts; existing member discount (6-month minimum); LTV discounts; and term discounts. Fitzsimons Credit Union reserves the right to withdraw this offer at any time without notice. Federally insured by NCUA

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Federally insured by NCUA |  Equal Opportunity Lender  |  © 2017 Fitzsimons Credit Union  |  303-340-3343  |  1-800-933-5839

FitzsimonsCU.com links to third party websites that may not be controlled or owned by Fitzsimons Credit Union. Fitzsimons Credit Union may not be responsible for the content of the alternate web site neither does it represent either the third party nor the member if the two enter into a transaction. Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered. Privacy and security policies may differ from those practiced by FitzsimonsCU.com.

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