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Young or Old: Help Your Loved Ones Make Safe Auto Choices

Young or Old: Help Your Loved Ones Make Safe Auto Choices

Teenagers and senior citizens share one thing when it comes to choosing a car: They don't always make the best choices.

Teenagers may want flashy, fast cars, but what they need are reasonably powered cars that have good test results and numerous safety features. 

Senior citizens have different issues, but, similar to teenagers, they're making decisions based on a lack of information. Many seniors aren't aware of the new brands and models that could meet their age-specific needs.

Considering a first car for a teenager?

A common misunderstanding is to think, "Why not give my teenager the biggest car possible—surely that's safer, right?" Wrong. 

Big cars are more difficult to control, and teenagers are the least experienced people on the road. Give them a car that handles well, is agile, and has as many safety features as possible. 

This usually means getting your teenager a new car, rather than handing down an old one. And it means not giving them a large SUV or pickup--both have high centers of gravity that make them more prone to roll than other vehicles. Stay away from sports cars as well. They tempt drivers to go fast and have a higher rate of accidents than other cars.

Look for a reasonably sized sedan that has:

* Safety features such as electronic stability control and curtain air bags
* Good crash-test results
* Not too much power
* A strong structure 

Give mature drivers the tools to decide

Mature drivers have different needs than teenagers. For example, they often need more time to process events and react. Complicated controls on a car can waste precious time and increase the chance of an accident. 

What kind of car suits a senior best? Older drivers need easy in-and-out access, good visibility in all directions, a comfortable driver's seat, and easy-to-read and understand controls.

Drivers young or old--and in between--need cars with good safety features and crashworthiness. Look for electronic stability control. It may be named differently, but it's important to have, no matter what it's called. It keeps the car from going out of control.

Looking for a new vehicle for your loved one? Get a great deal and have peace of mind when you purchase a vehicle from our auto broker partners at AutoTrek.

Purchase a vehicle through AutoTrek and receive:

  • 90 days of no payments*
  • 3 years of roadside assistance

This summer is also the perfect time to refinance your vehicle! Fitzsimons Credit Union is offering one of greatest auto promotions this year. Bring an existing auto loan from another financial institution and receive…

  • 90 days of no payments1
  • At least 1% APR off your current rate2
  • $200 cash back3

Plus, get pre-approved for auto loan rates as low as 2.99% APR4!

Talk to a Financial Consultant today to assess your refinancing and financing opportunities or apply online.

Promotion Expires 09/30/2017. Minimum amount to finance and receive incentive is $7,500. Max term of 72 months. Not valid for existing auto loans at Fitzsimons Credit Union. 1) Interest begins accruing upon disbursement of loan. Must qualify. 2) With approved credit, at least 1% off current APR (Annual Percentage Rate), floor rate set at 2.99%. 3) Cash incentive will be distributed within 30 days of the loan closing. Maximum of one $200 cash bonus eligible per refinanced loan. Cash is considered a bonus and may be reported on IRS Form1099. Estimated value of bonus is $200.  4) Rates as low as 2.99% APR on new or used passenger vehicles. Not valid on motorcycles, RVs, commercial vehicles, or other vehicle types. APR = Annual Percentage Rate. Advertised “as low as” APR assumes excellent credit history, maximum rate discounts and represents up to a 36-month term for a new or used auto. Your actual APR may differ based on your credit score, term, vehicle loan-to-value, age of vehicle, and membership status.  Available rate discounts include: qualifying premium checking account discounts; existing member discount (6-month minimum); LTV discounts; and term discounts. Lowest floor rate is 2.99% APR. Rates are subject to change. Repayment Terms Example: 60 monthly payments of $19.53 per $1,000 borrowed based on a 5.99% rate; other terms may be available. Fitzsimons Credit Union reserves the right to withdraw this offer at any time without notice. Federally insured by NCUA.

*Promotion expires:9/30/2017 Minimum amount to finance and receive incentive is $7,500. Not valid for existing auto loans at Fitzsimons Credit Union. Vehicle must be purchased at AutoTrek in order to receive offer. Vehicles purchased and/or loans closed at other dealerships will not be eligible. 1) Interest begins accruing upon disbursement of loan. Must qualify. Fitzsimons Credit Union reserves the right to withdraw this offer at any time without notice. Must be a Fitzsimons Credit Union member to participate. Cannot be combined with any other offer. Must mention offer at time of purchase. Federally insured by NCUA. 




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