Frequently Asked Questions

Why is my check on hold?

Fitzsimons is subject to a government regulation called Regulation CC, which describes the amount of time that a check may be placed on hold. Generally, funds from your check deposit will be available to you after two business days. As a general rule, the first $200 from your aggregate check deposits within one banking day is available immediately. Check deposits in excess of $5,000 may be placed on an extended hold. Other circumstances may warrant an extended hold. While funds are on hold, any transaction that tries to clear your account for an amount greater that your available balance will not be paid. Certain types of checks can be made available to you immediately. These include: U.S. Treasury, State of Colorado checks, and verified Payroll Checks (up to $2,500 with check stub attached). If you have a question regarding the availability of a check, please call or stop by a branch to ask one of our friendly Financial Specialists.


Federally insured by NCUA |  Equal Opportunity Lender  |  © 2019 Fitzsimons Credit Union  |  303-340-3343  |  1-800-933-5839

Fitzsimons Credit Union recognizes the importance of ensuring our website is accessible to all users. We are in the process of redesigning our site in accordance with the requirements of the Americans with Disabilities Act (ADA) and will be publishing updates to the website within the next several months so that our content is readable via non-graphical, text-only browsers. We appreciate your patience during this process. links to third party websites that may not be controlled or owned by Fitzsimons Credit Union. Fitzsimons Credit Union may not be responsible for the content of the alternate web site neither does it represent either the third party nor the member if the two enter into a transaction. Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered. Privacy and security policies may differ from those practiced by

NMLS #459085
Shared Branch Logo  CO-OP ATM Logo Centennial Logo



AFF NCUA LogoEqual Housing Logo      

Please Note:

You are now leaving the Fitzsimons Credit Union website. We are not responsible for
the privacy practices of any other web site. We encourage you to read the privacy policies
of any web site you access, especially if individual identifying information is being collected.

Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered.

Continue Cancel

Don't ask again