Frequently Asked Questions

Why is my check on hold?

Fitzsimons is subject to a government regulation called Regulation CC, which describes the amount of time that a check may be placed on hold. Generally, funds from your check deposit will be available to you after two business days. As a general rule, the first $200 from your aggregate check deposits within one banking day is available immediately. Check deposits in excess of $5,000 may be placed on an extended hold. Other circumstances may warrant an extended hold. While funds are on hold, any transaction that tries to clear your account for an amount greater that your available balance will not be paid. Certain types of checks can be made available to you immediately. These include: U.S. Treasury, State of Colorado checks, and verified Payroll Checks (up to $2,500 with check stub attached). If you have a question regarding the availability of a check, please call or stop by a branch to ask one of our friendly Financial Specialists.

 

Federally insured by NCUA |  Equal Opportunity Lender  |  © 2017 Fitzsimons Credit Union  |  303-340-3343  |  1-800-933-5839

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Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered.

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