Frequently Asked Questions

Why can’t I transfer from savings to checking online?

Our accounts are governed by Regulation D, which places a monthly limit on the number of withdrawals that can be made from a savings account. There is a limit of six (6) transactions per month from your savings account..  The transaction types governed by this regulation are:

  • Online Banking transfers from savings
  • Automatic Overdraft Protection Transfers from savings
  • Withdrawals from savings performed with a Member Service Specialist over the phone
  • Automated Clearing House (ACH) or Electronic Withdrawals from savings accounts.

Once your account has reached the monthly limit of six, you may perform withdrawals or transfers with a financial specialist in a branch, at an ATM, or through the mail. Keep in mind that once the account has reached thislimit, the transactions listed above will no longer be honored. For instance, a transfer from savings to checking to cover a purchase will not occur, even if you have funds available in your savings account.

Federally insured by NCUA |  Equal Opportunity Lender  |  © 2017 Fitzsimons Credit Union  |  303-340-3343  |  1-800-933-5839 links to third party websites that may not be controlled or owned by Fitzsimons Credit Union. Fitzsimons Credit Union may not be responsible for the content of the alternate web site neither does it represent either the third party nor the member if the two enter into a transaction. Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered. Privacy and security policies may differ from those practiced by

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Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered.

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