I want to open an account, but I don’t have good credit. Do you go off of credit in order to open an account?
Bad credit by itself is not a factor in not being able to open a membership or checking account; therefore, we encourage everyone to apply for a membership regardless of credit. During the new account opening process, Fitzsimons will perform a couple of security verifications. If it turns out that you may not be eligible for a checking account, we still have several options to meet your needs. If it turns out that we are unable to offer you a membership, we will instruct you on what you can do in order to open one with us in the future.
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