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Partners Instant Cash (PIC) Loan

Borrow $200 to $1,000 for less! Fitzsimons Credit Union understands that life happens between paydays, and that sometimes you need fast cash. Fitzsimons CU offers a better alternative to payday lenders with our PIC Loan. The PIC Loan has a flat $20 (non-refundable) application fee and a low interest rate of 28% APR.

Compare the cost of a $1,000 PIC Loan for 90 days to a typical Colorado payday lender, and you'll see a big difference. That's why we call it "A REAL Credit Union Solution". 

Fitzsimons PIC Loan
Typical Colorado Payday Lender
$1,000 for 90 days $1,000 for 90 days
28% APR - $20 (non-refundable) application fee Fees and Interest are $75 for $500 every 14 days
Total Cost for 90 days: $48.09 Total Cost for 90 days: $964

Prevent Financial Emergencies

Financial stress is exhausting. Fitzsimons' PIC Loan is here to help you manage a financial crisis, but we are also here to help you regain control of your finances through our free financial counseling and expertise.

Qualifying for a PIC Loan 

What you need to qualify: 

  • At least 18 years of age 
  • A member of Fitzsimons Credit Union for at least 60 days
  • Provided name, address, email, and phone numbers of 2 personal references
  • Minimum monthly gross income of $1,000 (verified by one or more of the following: direct deposit, last 2 paystubs, award letter, or employment letter) or the loan is limited to the monthly income
  • Have been employed within same trade or industry for at least six (6) months (verified through six (6) months of paycheck stubs or through employer) 
  • Complete a loan application and provide two (2) personal references with names, addresses and phone numbers 
  • Pay a non-refundable $20 application fee when submitting loan application
  • No delinquent loans or negative shares with Fitzsimons Credit Union or have caused a loss to the credit union 
  • Not in the process of obtaining bankruptcy 
  • Must agree to abstain from using payday lenders during the term of the loan 
  • Loan must be paid in full before submitting another loan application 
  • Limited to four (4) PIC Loans within a 6-month period

Federally insured by NCUA |  Equal Opportunity Lender  |  © 2019 Fitzsimons Credit Union  |  303-340-3343  |  1-800-933-5839

Fitzsimons Credit Union recognizes the importance of ensuring our website is accessible to all users. We are in the process of redesigning our site in accordance with the requirements of the Americans with Disabilities Act (ADA) and will be publishing updates to the website within the next several months so that our content is readable via non-graphical, text-only browsers. We appreciate your patience during this process. links to third party websites that may not be controlled or owned by Fitzsimons Credit Union. Fitzsimons Credit Union may not be responsible for the content of the alternate web site neither does it represent either the third party nor the member if the two enter into a transaction. Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered. Privacy and security policies may differ from those practiced by

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Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered.

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