Partners Instant Cash (PIC) Loan

Borrow $200 to $1,000 for less! Fitzsimons Credit Union understands that life happens between paydays, and that sometimes you need fast cash. Fitzsimons CU offers a better alternative to payday lenders with our PIC Loan. The PIC Loan has a flat $20 (non-refundable) application fee and a low interest rate of 28% APR.

Compare the cost of a $1,000 PIC Loan for 90 days to a typical Colorado payday lender, and you'll see a big difference. That's why we call it "A REAL Credit Union Solution". 

Fitzsimons PIC Loan
Typical Colorado Payday Lender
$1,000 for 90 days $1,000 for 90 days
28% APR - $20 (non-refundable) application fee Fees and Interest are $75 for $500 every 14 days
Total Cost for 90 days: $48.09 Total Cost for 90 days: $964


Prevent Financial Emergencies

Financial stress is exhausting. Fitzsimons' PIC Loan is here to help you manage a financial crisis, but we are also here to help you regain control of your finances through our free financial counseling and expertise.

Qualifying for a PIC Loan

To apply for a PIC Loan, make sure you meet the requirements found below, then visit any of our branches to fill out an application or click here to start an online application. The following can make you eligible to receive a PIC Loan:

What you need to qualify: 

  • At least 18 years of age 
  • A member of Fitzsimons Credit Union for at least 60 days
  • Provided name, address, email, and phone numbers of 2 personal references
  • Minimum monthly gross income of $1,000 (verified by one or more of the following: direct deposit, last 2 paystubs, award letter, or employment letter) or the loan is limited to the monthly income
  • Have been employed within same trade or industry for at least six (6) months (verified through six (6) months of paycheck stubs or through employer) 
  • Complete a loan application and provide two (2) personal references with names, addresses and phone numbers 
  • Pay a non-refundable $20 application fee when submitting loan application
  • No delinquent loans or negative shares with Fitzsimons Credit Union or have caused a loss to the credit union 
  • Not in the process of obtaining bankruptcy 
  • Must agree to abstain from using payday lenders during the term of the loan 
  • Loan must be paid in full before submitting another loan application 
  • Limited to four (4) PIC Loans within a 6-month period

Federally insured by NCUA |  Equal Opportunity Lender  |  © 2015 Fitzsimons Credit Union  |  303-340-3343  |  1-800-933-5839

FitzsimonsCU.com links to third party websites that may not be controlled or owned by Fitzsimons Credit Union. Fitzsimons Credit Union may not be responsible for the content of the alternate web site neither does it represent either the third party nor the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by FitzsimonsCU.com 

NMLS #459085
Healthy Business Certified Logo
Shared Branch Logo  CO-OP ATM Logo Centennial Logo

AutoTrek Logo

  CUDC Logo

AFF NCUA LogoEqual Housing Logo      

Please Note:

You are now leaving the Fitzsimons Credit Union website. We are not responsible for
the privacy practices of any other web site. We encourage you to read the privacy policies
of any web site you access, especially if individual identifying information is being collected.

Continue Cancel

Don't ask again

720p Film izle