Skip-a-Payment


We know you need a little break sometimes, and that's why we're offering you the choice to skip a loan payment during the month of November 2016, December 2016 or January 2017. Members with accounts in good standing are able to take advantage of this offer. Simply fill-in the Skip-a-Payment Coupon and return to us before your payment is due. A $35 fee is required for each loan type skipped. See coupon to the right for full details.

Sabemos que a veces necesita una pequeña pausa, y es por eso que le estamos ofreciendo la opción de no hacer un pago a su préstamo durante el mes de noviembre 2016, diciembre de 2016 o enero de 2017. Los socios con cuentas al corriente pueden tomar ventaja de esta oferta. Simplemente llene el reverso de este cupón y devuélvanoslo antes de la fecha de vencimiento de su pago. Habrá un cargo de $35 por cada pago no hecho. Las cuentas de cheques Partner y Partner Paramount le ofrecen diferir un pago de su préstamo gratuito al año, Skip-a-Pay. Ver cupón hacia la derecha para obtener más detalles.


Frequently Asked Questions:


Q: What loans does this include?
A: All loans except Certificate Secured Loans, Lines of Credit Loans, Credit Cards, PIC Loans, Worry Free Repayment Loans, Credit Builder loan,  American Dream Loan, and all real estate secured loans.

Q: What month does this include?
A: You can skip either November 2016, December 2016 or January 2017 (only one month per year).

Q: How many loans can I skip?
A: You can skip a month on all loans you have unless they are excluded from the offer. The $35 fee will apply for each loan skipped.

Q: Will interest continue to accrue?
A: Yes, interest will accrue during the month skipped.

Q: Is there a fee?
A: Yes, a $35 fee is required on the day the coupon is received.

Q: How can I pay the $35 fee?
A: Payment can be made from your account or a check (indicate on coupon).

Q: How do I sign-up?
A: You MUST fill-out and sign the skip-a-payment coupon, then return to us via mail, fax or drop-off in person.

Q: How do I know if I’m approved?
A: Only members in good standing will be approved. If you don’t hear back from the credit union, you are approved. You will only be contacted if you are denied.

Q: Can I skip-a-payment after my loan payment due date?
A: No, to skip-a-payment, we must receive the coupon, and fee payment, prior to your loan payment due date.

Q: Can I pay the $35 fee later?
A: No, the $35 fee must be made when we receive the coupon, if not, you will be denied for skip-a-payment. Funds should be available in your account or by a check included with coupon.

Q: Does skipping a payment extend the loan?
A: Yes, skipping a payment extends the term of the loan, interest will continue to accrue, and all other agreements in the loan remain in effect.

*Must be a member in good standing and all loans must be paid current. Offer subject to approval. By signing form above, you agree to pay a $35 fee for each skipped loan payment requested. Limit one (1) month skipped per loan (November or December 2016 or January 2017) per calendar year. One free Skip-A-Pay per year valid on all loans under the same member number with a Partner or Partner Paramount Checking. Skip-a-Pay is not valid for your first loan payment. Offer excludes Certificate Secured Loans, Lines of Credit Loans, Credit Cards, PIC Loans, Worry Free Repayment Loans, American Dream Loans, Credit Builder Loans, and all Real Estate Secured Loans. $35 fee will be debited from your account (as indicated above) on the date this coupon is received or payment must be included when returning this coupon. If funds for $35 fee are not available, or are not included with return of coupon, you will be required to pay the loan payment and this offer shall be void. Interest will continue to accrue, even though a payment will not be received. All other agreements in the loan remain in effect except those changed by this offer. Choosing to skip-a-payment will extend the term(s) of the loan(s). Skip-a-payment offer is approved if you do not receive notice otherwise. All rights reserved. Federally insured by NCUA. OFFER EXPIRES 1/31/2017.

Federally insured by NCUA |  Equal Opportunity Lender  |  © 2017 Fitzsimons Credit Union  |  303-340-3343  |  1-800-933-5839

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