Loan, Savings & Checking Rates

Loan Rates - Effective September 27, 2018

Loan Type
Rates As Low As:
New and Used Auto
New and Used Auto as low as 3.29% APR
Recreational Vehicles 6.49% APR
Motorcycles 4.69% APR


Personal Loan 7.99% APR


Personal Line of Credit 8.99% APR


Easy Equity Loan*
5 Years 3.99% APR
10 Years 4.99% APR
15 Years 5.49% APR


Rapid Refi Mortgage Call for rates!


Home Equity Line of Credit** As low as 4.75% APR


First Mortgages Click here for rates

* Annual Percentage Rates listed above are the lowest rates available. Actual rates may be higher depending on a number of factors including borrower's credit history, collateral, and term of the loan. Payment example: 60 monthly payments of $19.33 per $1,000 borrowed based on a 5.99% rate. Terms offered may vary depending on dollar amount, length of loan, and type of collateral offered, if any.  Rates and terms offered for loans secured by real estate are based on owner-occupancy.  Higher rates and/or restrictions apply for non-owner occupied property.

**Variable Rate. HELOC rate based on Wall Street Journal Prime Rate, plus or minus a margin (currently -0.50% to +4.00%) .  Floor rate is 3.50% and ceiling is 18.00% APR.  Home Equity Line of Credit Payment Example: Loan of $50,000 at 6.00% APR will have a monthly payment of 500 during the draw period and a monthly payment of $555.18 during the repayment period. Property and/or flood insurance may be required.  

For information on any of our loan products, contact a Financial Consultant at 303-340-3343 or 1-800-933-5839, or via e-mail at info@FitzsimonsCU.com.

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Savings Rates - Effective November 1, 2018

Rates, terms and conditions are subject to change without notice.

Type of Account
Minimum Balance**
Dividend Rate1
APY1
Share Savings $5 0.05% 0.05%
Money Market Advantage 1 *† $2,000 0.30% 0.30%
Money Market Advantage 2 *† $10,000 0.40% 0.40%
Money Market Advantage 3 *† $25,000 0.50% 0.50%
Money Market Advantage 4 *† $50,000 0.60% 0.60%
Money Market Advantage 5 *† $100,000 0.70% 0.70%
Money Market Advantage 6 *† $250,000 0.80% 0.80%
 
Partner Paramount Checking/Business Partner Checking >$1,000 to $2,500 0.15% 0.15%
Partner Paramount Checking/Business Partner Checking >$2,500 0.25% 0.25%
 
3 Month Certificate $500 0.75% 0.75%
6 Month Certificate $500 1.24% 1.25%
12 Month Certificate $500 1.74% 1.75%
18 Month Certificate $500 1.79% 1.80%
24 Month Certificate $500 1.83% 1.85%
30 Month Certificate $500 1.93% 1.95%
36 Month Certificate $500 2.03% 2.05%
48 Month Certificate $500 2.33% 2.35%
60 Month Certificate $500 2.57% 2.60%
 
Traditional Contributory IRA † $25 0.05% 0.05%
6 Month Traditional IRA Certificate † $500 1.24% 1.25%
12 Month Traditional IRA Certificate † $500 1.74% 1.75%
30 Month Traditional IRA Certificate $500 1.93% 1.95%
60 Month Traditional IRA Certificate $500 2.57% 2.60%
 
Contributory Roth IRA † $25 0.05% 0.05%
6 Month Roth IRA Certificate † $500 1.24% 1.25%
12 Month Roth IRA Certificate † $500 1.74% 1.75%
30 Month Roth IRA Certificate $500 1.93% 1.95%
60 Month Roth IRA Certificate $500 2.57% 2.60%
 
Contributory Education IRA † $25 0.05% 0.05%
6 Month Education IRA Certificate † $500 1.24% 1.25%
12 Month Education IRA Certificate † $500 1.74% 1.75%
30 Month Education IRA Certificate $500 1.93% 1.95%
60 Month Education IRA Certificate $500 2.57% 2.60%


Note:

1. The Dividend Rate and Annual Percentage Yields set forth above are accurate as of the effective date indicated above. If you wish to obtain current rate information please call the credit union at 303-340-3343. Fees could reduce earnings on certain accounts. Penalties may be imposed for early withdrawal. For additional information please see the Consolidated Disclosure of Fitzsimons Credit Union or contact us.

* Money Market Advantage Accounts pay dividends based on a balance limit rate table. The minimum average daily balance required to receive dividends is $2000.

** At least minimum balance must be obtained to receive dividends. For Share Savings accounts, a minimum balance of $250 must be maintained to receive dividends. See Standard Disclosure for balance to earn dividends.

† Additions allowed

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Checking Rates - Effective August 1, 2018

Type of Account
Minimum Balance**
Dividend Rate1
APY1
Partner Paramount Checking/Business Partner Checking $1,000 to $2,500 0.15% 0.15%
Partner Paramount Checking/Business Partner Checking >$2,500 0.25% 0.25%

1. The Dividend Rate and Annual Percentage Yields set forth above are accurate as of the effective date indicated above. If you wish to obtain current rate information please call the credit union at 303-340-3343. Fees could reduce earnings on certain accounts. Penalties may be imposed for early withdrawal. For additional information please see the Consolidated Disclosure of Fitzsimons Credit Union or contact us.

** At least minimum balance must be obtained to receive dividends. For Share Savings accounts, a minimum balance of $250 must be maintained to receive dividends. See Standard Disclosure for balance to earn dividends.


Federally insured by NCUA |  Equal Opportunity Lender  |  © 2017 Fitzsimons Credit Union  |  303-340-3343  |  1-800-933-5839

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