Savings Rates

Savings Rates - Effective November 1, 2013

Rates, terms and conditions are subject to change without notice.

Type of Account Minimum Balance** Dividend Rate1 APY1
Share Savings $5 0.05% 0.05%
Money Market Advantage 1 *† $2,000 0.10% 0.10%
Money Market Advantage 2 *† $10,000 0.10% 0.10%
Money Market Advantage 3 *† $25,000 0.15% 0.15%
Money Market Advantage 4 *† $50,000 0.20% 0.20%
Money Market Advantage 5 *† $100,000 0.25% 0.25%
Money Market Advantage 6 *† $250,000 0.30% 0.30%
 
Partner Paramount Checking >$1,000 to $2,500 0.10% 0.10%
Partner Paramount Checking >$2,500 0.20% 0.20%
 
3 Month Certificate $500 0.15% 0.15%
6 Month Certificate $500 0.30% 0.30%
12 Month Certificate $500 0.40% 0.40%
18 Month Certificate $500 0.50% 0.50%
24 Month Certificate $500 0.60% 0.60%
30 Month Certificate $500 0.75% 0.75%
36 Month Certificate $500 0.90% 0.90%
48 Month Certificate $500 1.14% 1.15%
60 Month Certificate $500 1.49% 1.50%
 
Traditional Contributory IRA † $25 0.05% 0.05%
6 Month Traditional IRA Certificate † $500 0.30% 0.30%
12 Month Traditional IRA Certificate † $500 0.40% 0.40%
30 Month Traditional IRA Certificate $500 0.75% 0.75%
60 Month Traditional IRA Certificate $500 1.49% 1.50%
 
Contributory Roth IRA † $25 0.05% 0.05%
6 Month Roth IRA Certificate † $500 0.30% 0.30%
12 Month Roth IRA Certificate † $500 0.40% 0.40%
30 Month Roth IRA Certificate $500 0.75% 0.75%
60 Month Roth IRA Certificate $500 1.49% 1.50%
 
Contributory Education IRA † $25 0.05% 0.05%
6 Month Education IRA Certificate † $500 0.30% 0.30%
12 Month Education IRA Certificate † $500 0.40% 0.40%
30 Month Education IRA Certificate $500 0.75% 0.75%
60 Month Education IRA Certificate $500 1.49% 1.50%

Note:
1. The Dividend Rate and Annual Percentage Yields set forth above are accurate as of the effective date indicated above. If you wish to obtain current rate information please call the credit union at 303-340-3343 or call ANDI at 303-344-3328 (use service code 51#.) Fees could reduce earnings on certain accounts. Penalties may be imposed for early withdrawal. For additional information please see the Consolidated Disclosure of Fitzsimons Credit Union or contact us.

* Money Market Advantage Accounts pay dividends based on a balance limit rate table. The minimum average daily balance required to receive dividends is $2000.

** At least minimum balance must be obtained to receive dividends. For Share Savings accounts, a minimum balance of $250 must be maintained to receive dividends. See Standard Disclosure for balance to earn dividends.

† Additions allowed

For information on any of our loan products, contact a loan officer at 303-340-3343 or 1-800-933-5839, or via e-mail at info@FitzsimonsCU.com.

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