Money Market
Crush your financial goals. Stay in control of your money while getting great returns.
Open your account in just a few minutes.
Fast | Flexible | Free
Opportunities come up and life happens. We get it. Money Market accounts let you safely invest with low commitment. You can make up to 6 penalty-free withdrawals,every single month, and funds are insured to NCUA limits.
Higher Interest Than a Savings Account
Money Market accounts are the best of both worlds. Earn higher interest than most savings accounts and enjoy more flexibility than a typical certificate account.
Manage everything with Online Banking
It’s easy to move money around from your phone or laptop. Take out money to boost your checking account, cover a loan payment, or buy something snazzy.
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Start with $2,000
Open an account online.
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Increase your balance
Get a bigger return on bigger balances, up to $250,000.
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Build your wealth
Create a powerful rainy day fund to ease your worries.
Other Accounts and Resources
Financial & Estate Planning
Professional advice and strategies to help you save, invest, and retire.
Rates
| Type of Account | Minimum Balance** | Dividend Rate1 | APY1 |
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| Share Savings |
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Money Market Advantage 1 *† |
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Money Market Advantage 2 *† |
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Money Market Advantage 3 *† |
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Money Market Advantage 4 *† |
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Money Market Advantage 5 *† |
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Money Market Advantage 6 *† |
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3 Month Certificate |
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6 Month Certificate |
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12 Month Certificate |
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18 Month Certificate |
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24 Month Certificate |
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30 Month Certificate |
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36 Month Certificate |
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48 Month Certificate |
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60 Month Certificate |
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| Traditional Contributory IRA |
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6 Month Traditional IRA Certificate |
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12 Month Traditional IRA Certificate |
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30 Month Traditional IRA Certificate |
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60 Month Traditional IRA Certificate |
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| Contributory Roth IRA |
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6 Month Roth IRA Certificate |
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12 Month Roth IRA Certificate |
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30 Month Roth IRA Certificate |
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60 Month Roth IRA Certificate |
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| Contributory Education IRA |
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6 Month Education IRA Certificate |
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12 Month Education IRA Certificate |
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30 Month Education IRA Certificate |
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60 Month Education IRA Certificate |
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Rates effective as of: March 18, 2025
Disclosures
1. The Dividend Rate and Annual Percentage Yields set forth above are accurate as of the effective date indicated above. If you wish to obtain current rate information please call the credit union at (303) 340-3343. Fees could reduce earnings on certain accounts. Penalties may be imposed for early withdrawal.
* Money Market Advantage Accounts pay dividends based on a balance limit rate table. The minimum average daily balance required to receive dividends is $2000.
** At least minimum balance must be obtained to receive dividends. For Share Savings accounts, a minimum balance of $250 must be maintained to receive dividends. See Standard Disclosure for balance to earn dividends.
†Additions allowed
Open an Account
Youth Accounts
Please schedule an appointment at one of the following branches to get started or give us a call at 303-340-3343:
Business Accounts & Loans
Please schedule an appointment at one of the following branches to get started:
Login
Home Value Look Up
[home-value]
Download our Mobile App
Open an Account
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Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered.