Rates
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Savings
Checking
Home Loan Rates For First Mortgages
Home Loan Rates
| Loan Type | Rates |
|---|---|
| Easy Equity Loan* | |
| 5 Years (Score 800+) Term 60 mos. Combined Loan-to-Value (CLTV) 80% |
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| 10 Years (Score 800+) Term 120 mos. Combined Loan-to-Value (CLTV) 80% |
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| 15 Years (Score 800+) Term 180 mos. Combined Loan-to-Value (CLTV) 80% |
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| Rapid Refi Mortgage |
As low as |
| Home Equity Line of Credit** |
As low as |
| First Mortgages | Check current rates |
Rates effective as of: January 16, 2026
Disclosures
* Annual Percentage Rates listed above are the lowest rates available. Actual rates may be higher depending on a number of factors including borrower's credit history, collateral, and term of the loan. Payment example: 60 monthly payments of $19.33 per $1,000 borrowed based on a 5.99% rate. Terms offered may vary depending on dollar amount, length of loan, and type of collateral offered, if any. Rates and terms offered for loans secured by real estate are based on owner-occupancy. Higher rates and/or restrictions apply for non-owner occupied property.
**Variable Rate. HELOC rate based on Wall Street Journal Prime Rate, plus or minus a margin (currently -1.00% to +4.00%) . Floor rate is 3.50% and ceiling is 18.00% APR. Home Equity Line of Credit Payment Example: Loan of $50,000 at 6.00% APR will have a monthly payment of 500 during the draw period and a monthly payment of $555.18 during the repayment period. Property and/or flood insurance may be required.
For information on any of our loan products, contact a Financial Consultant at (303) 340-3343 or 1 (800) 933-5839, or via e-mail at info@FitzsimonsCU.com.
Personal Loan Rates
| Loan Type | Rates |
|---|---|
| Personal Loan |
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| Personal Line of Credit |
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Rates effective as of: January 16, 2026
Disclosures
APR is Annual Percentage Rate (APR). Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. Fitzsimons Credit Union provides details upon completion of a loan application.
Rates are subject to change without notice. Fitzsimons Credit Union membership is required.
Vehicle Loan Rates
| Loan Type | Rates |
|---|---|
| New and Used Auto |
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| Recreational Vehicles |
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| Motorcycles Terms 01-60 mos. |
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Rates effective as of: January 16, 2026
Disclosures
APR is Annual Percentage Rate (APR). Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. Fitzsimons Credit Union provides details upon completion of a loan application.
Rates are subject to change without notice. Fitzsimons Credit Union membership is required.
Savings Rates
| Type of Account | Minimum Balance** | Dividend Rate1 | APY1 |
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| Share Savings |
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| Money Market Advantage 1 *†|
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| Money Market Advantage 2 *†|
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| Money Market Advantage 3 *†|
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| Money Market Advantage 4 *†|
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| Money Market Advantage 5 *†|
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| Money Market Advantage 6 *†|
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| 3 Month Certificate |
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| 6 Month Certificate |
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| 12 Month Certificate |
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| 18 Month Certificate |
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| 24 Month Certificate |
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| 30 Month Certificate |
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| 36 Month Certificate |
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| 48 Month Certificate |
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| 60 Month Certificate |
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| Traditional Contributory IRA |
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| 6 Month Traditional IRA Certificate |
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| 12 Month Traditional IRA Certificate |
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| 30 Month Traditional IRA Certificate |
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| 60 Month Traditional IRA Certificate |
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| Contributory Roth IRA |
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| 6 Month Roth IRA Certificate |
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| 12 Month Roth IRA Certificate |
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| 30 Month Roth IRA Certificate |
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| 60 Month Roth IRA Certificate |
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| Contributory Education IRA |
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| 6 Month Education IRA Certificate |
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| 12 Month Education IRA Certificate |
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| 30 Month Education IRA Certificate |
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| 60 Month Education IRA Certificate |
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Rates effective as of: January 16, 2026
Disclosures
1. The Dividend Rate and Annual Percentage Yields set forth above are accurate as of the effective date indicated above. If you wish to obtain current rate information please call the credit union at (303) 340-3343. Fees could reduce earnings on certain accounts. Penalties may be imposed for early withdrawal.
* Money Market Advantage Accounts pay dividends based on a balance limit rate table. The minimum average daily balance required to receive dividends is $2000.
** At least minimum balance must be obtained to receive dividends. For Share Savings accounts, a minimum balance of $250 must be maintained to receive dividends. See Standard Disclosure for balance to earn dividends.
†Additions allowed
Checking Rates
| Type of Account | Minimum Balance** | Dividend Rate1 | APY1 |
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| Elite Advantage Checking |
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Disclosures
1. The Dividend Rate and Annual Percentage Yields set forth above are accurate as of the effective date indicated above. If you wish to obtain current rate information please call the credit union at (303) 340-3343. Fees could reduce earnings on certain accounts. Penalties may be imposed for early withdrawal.
** At least minimum balance must be obtained to receive dividends. For Share Savings accounts, a minimum balance of $250 must be maintained to receive dividends. See Standard Disclosure for balance to earn dividends.
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