Home Loan/Refinance Promo
Promotion valid for Rapid Refi Mortgage Loans. Expires 6/30/2022. *APR=Annual Percentage Rate **No Closing Costs in most cases. Fitzsimons Federal Credit Union
(FFCU) will cover closing costs up to $1,500. Membership with FFCU is required. Advertised “as-low-as” rate is for well-qualified borrowers only with a loan term of 10
years (120 months) or less. Fixed rate is determined based upon borrower’s credit score(s), loan-to-value, and term. Property insurance, flood insurance, and/or appraisal
may be required. Appraisal fees to be paid by the borrower and reimbursed at closing. FFCU does not offer escrow accounts to pay taxes and/or insurance. Collateral
must be located in Colorado and must be borrower’s primary residence. Nothing herein is or should be interpreted as an offer or commitment to lend. Offer, rates, terms, and conditions subject to change at any time without notice. Max Loan-to-Value (LTV) is 80%. Verification of income is required. Rapid Refi loans have 240-month max term. Payment example: monthly payment for a $200,000 loan at 2.99% for a 240-month term = $1,107.73. Payments
do not include amounts for taxes and insurance premiums; your actual payment obligation will likely be greater. Fitzsimons Federal Credit Union is an equal housing lender, NMLS# 459085. Federally Insured by NCUA.
Receive $300¹ OR choose to lower your rate by 1.00%²—plus, make NO payments for 90 days³!
Bring Your Current Auto Loan From Another Lender To Fitzsimons And Choose Your Savings…
- Rates as low as 2.49% APR*
- Make no payments for 90 days³
- Choose $300 cash back¹ OR 1% APR off your current rate²
- Peace of mind in uncertain times when you add loan protection insurance.
Promotion Expires 06/30/2022. *APR = Annual Percentage Rate. Minimum amount to finance and receive incentive is $7,500. Max loan term is 72 months. Not valid for existing auto loans with Fitzsimons Federal Credit Union (FFCU). 1) Cash incentive will be distributed within 30 days of the loan closing. Maximum of one $300 cash bonus eligible per refinanced loan. Cash is considered a bonus and may be reported on IRS Form1099. Estimated value of bonus is $300. 2) With approved credit; 1% off current APR, floor rate set at 2.49%. 3) 3 months=90 days. Interest begins accruing upon disbursement of loan. Rates as low as 2.49% APR on new or used passenger vehicles. Not valid on RVs, motorcycles, commercial vehicles, or other vehicle types. Advertised “as low as” APR assumes excellent credit history, maximum rate discounts and represents up to a 36-month term for a new or used auto. Your actual APR may differ based on your credit score, term, vehicle loan-to-value, age of vehicle, and membership status. This is a no cash out refi offer. Membership is required prior to loan funding. Available rate discounts include existing member discount (6-month minimum), LTV discounts, and term discounts. Rates are current as of 7/1/2021 and subject to change. FFCU reserves the right to withdraw this offer at any time without notice. Federally insured by NCUA.
Refer your friends, family, neighbors, and co-workers, and when they close on a new loan, you’ll both receive $75! *
It’s as easy as that. Plus, there’s no limit to how many friends or family members you can refer!
Don’t know anyone in the market for a loan? You can also refer friends and family to open an account at Fitzsimons and if they meet the minimum qualifications, you’ll both receive $30.**
Friend Referral Disclosure: Offer good for one (1) $30 bonus for new member and one (1) $30 bonus for referring member. $30 bonus will be deposited into savings account as dividend bonus and will be reported on IRS form 1099-INT. $30 bonus will be deposited after 90 days for both new and referring member. Both new and referring members must be in good standing at the time bonus is distributed. There is no limit to the number of unique account referrals a member can make. A Checking account with at least 5 transactions or loan is required to receive bonus. Fitzsimons Credit Union reserves the right to reclaim bonus if account is closed prior to six (6) months from opening. Cannot be combined with any other offer. Membership is open to anyone who lives, works, worships or attends school in Adams, Arapahoe, or Denver County. Minimum opening deposit is $5. One-time $5 new member fee. Offer does not apply to referring members of the same household. New member must not have had a previous relationship with Fitzsimons Credit Union to receive offer. Certain restrictions may apply. Offer can be revoked at any time. Must present this coupon to receive offer. Federally insured by NCUA
Loan Referral Disclosure: *Must meet credit qualifications for loan. Cannot be combined with any other offer. Not valid for existing loans at Fitzsimons Credit Union. Loan must be closed at Fitzsimons Credit Union. Loan closed at participating dealerships will not be eligible for incentive. Offer excludes Certificate Secured Loans, Credit Cards, and Credit Builder Loans. Minimum amount financed is $7,500. Offer good for one (1) $75 bonus for new loan and one (1) $75 bonus for referring member. There is no limit to the number of unique account referrals a member can make. $75 bonus will be deposited into savings account as dividend bonus within 90 days of the loan closing and will be reported on IRS
form 1099-INT. Fitzsimons Credit Union reserves the right to reclaim bonus if account is closed prior to six (6) months from opening. Fitzsimons Credit Union reserves the right to reclaim bonus if loan is paid off prior to six (6) months from opening. Estimated value of bonus is $75. Offer can be revoked at any time. Must present this coupon to receive offer. Must be a Fitzsimons Credit Union member to participate. Offer subject to change at any
time. Federally insured by NCUA.