Home Loan/Refinance Promo
Say Yes! To No Closing Costs on Rapid Refi Mortgage and Easy Equity Loans
Why you should choose a Rapid Refi Mortgage?
- Refinance to be mortgage-free in 20 years or less
- Get the same low rate for cash-out loans
Why you should choose an Easy Equity Loan?
- No surprises with a fixed rate and term.
- Use funds towards your next project – Home Improvement – Debt Consolidation – Higher Education
Promotion valid for Rapid Refi Mortgage Loans and Fixed Easy Equity Loans. Expires 03/31/2021. *APR = Annual Percentage Rate. ** No Closing Costs in most cases. FFCU will cover closing costs up to $1,500. Membership with Fitzsimons Federal Credit Union (FFCU) is required. As low as rate shown is for qualified borrowers. Must meet credit qualifications. Fixed rate is determined based upon borrower’s credit score(s), loan-to-value, and term. Property insurance, flood insurance, and/or appraisal may be required. Appraisal fees to be paid by the borrower and reimbursed at closing. FFCU does not offer escrow accounts to pay taxes and/or insurance. Collateral must be located in Colorado and must be borrower’s primary residence. Nothing herein is or should be interpreted as an offer or commitment to lend. Offer, rates, terms, and conditions subject to change at any time without notice. Max Loan-to-Value (LTV) is 80%. Verification of income is required. Rapid Refi loans have 240-month max term. Payment example: monthly payment for a $200,000 loan at 3.49% for a 240-month term = $1,160.73. Fixed Easy Equity loans have a 180-month max term. Payment example: Monthly payment for a $250,000 loan at 5.49% for a 180-month term = $2,045.99. Payments do not include amounts for taxes and insurance premiums; your actual payment obligation will likely be greater. Fitzsimons Federal Credit Union is an equal housing lender, NMLS# 459085. Federally Insured by NCUA.
Promotion Expires 03/31/2021. *APR = Annual Percentage Rate. Minimum amount to finance and receive incentive is $7,500. Max loan term is 72 months. Not valid for existing auto loans with Fitzsimons Federal Credit Union (FFCU). 1) Cash incentive will be distributed within 30 days of the loan closing. Maximum of one $200 cash bonus eligible per refinanced loan. Cash is considered a bonus and may be reported on IRS Form1099. Estimated value of bonus is $200. 2) 2 months=60 days. Interest begins accruing upon disbursement of loan. Rates as low as 2.99% APR on new or used passenger vehicles. Not valid on RVs, motorcycles, commercial vehicles, or other vehicle types. Advertised “as low as” APR assumes excellent credit history, maximum rate discounts and represents up to a 36-month term for a new or used auto. Your actual APR may differ based on your credit score, term, vehicle loan-to-value, age of vehicle, and membership status. Available rate discounts include existing member discount (6-month minimum), LTV discounts, and term discounts. FFCU reserves the right to withdraw this offer at any time without notice.
Federally insured by NCUA.
- Skip-a-Loan Payment (Fee-Free)