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Skip-a-Payment

We make the irregularities of life a little easier to manage.

Life Happens. We understand.

Life is not always as consistent as your loan payments. We totally get it. Skip-a-Payment helps you worry less so that you can take care of other priorities.

Vehicle loans and certain personal loans are eligible for Skip-a-Payment.  If you need help with another type of loan payment, contact us for other options.

How Does Skip-a-Payment Work?

Just turn in the Skip-a-Payment form and $37 fee* at least 10 days before your loan payment is due. See the FAQs for more information.

Skip-a-Payment FAQs

Skip a Payment Form
Skip a Payment Disclosures
By opting for Skip-a-Payment, you request that Fitzsimons Federal Credit Union (FFCU) defer your loan payments as indicated. You agree and understand that: 1) Finance charges will continue to accrue at the rate provided for in your original loan agreement, during and after that time; 2) deferring your next payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled; 3) this payment deferral will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off per your original loan terms; and 4) you will be required to resume your regular monthly payments in the following month. If you previously elected to purchase any GAP or insurance products on this loan, coverage may not be extended beyond the original maturity date. Skip-a-Payment requests are subject to a $37.00 loan extension fee. Free or discounted Skip-a-Payment fees associated with a Partner or Partner Paramount checking account must be for loans on the same member number. Six (6) initial payments and at least three (3) consecutive monthly payments must have been made to the loan and your loan(s) must be in good standing (no more than 10 days past due) at the time you choose to accept this offer. Loan extensions of any kind are limited to one per calendar year; all deferrals are subject to FFCU approval. Real estate, credit card, certificate-secured, and specialty (PIC, PAL, Worry-Free Repayment, DREAMer, credit-builder, etc.) and line-of-credit loans are not eligible. If your loan payment is deducted from another financial institution, we must receive notice 10 days prior to the due date to suspend that payment for one month. Additional restrictions may apply.

Important Notice: Our Southlands Branch is available by appointment only. Basic teller transactions can be performed through the Southlands drive-up.

For the most up-to-date information on our response to COVID-19 including branch operations, click here
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