A Partnering Credit Union
What Is a Partnering Credit Union?
When you become a member, you join a community of people who make each other better. We serve as a local alternative to the for-profit banking system. At Fitzsimons, our members are our shareholders, making us financial partners. Because we are a cooperative, your savings become another member’s loan, creating a cycle of financial success in the community.
Open to Everyone
We believe in serving all in our community, including non-U.S. citizens. Providing financial access to everyone makes our community stronger as a whole. If you have a Social Security Number (SSN) or an Individual Taxpayer Identification Number (ITIN), you have full access to all of our products and services. If you do not have either of those, you can still open a non-interest bearing savings account.
Local Roots, National Branches
We’re locally rooted, but we partner with credit unions across the country to bring you a CO-OP network of branches and ATMs. Become part of the 2nd largest network of physical branch locations in the United States, and also get access to 30,000 surcharge-free ATMs at places you already shop. You’ll find over 150 shared branches in Colorado alone.
Federally Insured up to $250K
When you leave money with a financial institution, they should be able to guarantee that you can get it back. That’s why we insure your funds through the National Credit Union Administration . The NCUA is the independent federal agency that administers the National Credit Union Share Insurance Fund and insures funds up to $250,000 per individual depositor.
For a better sense of your specific insurance circumstances, use the credit union share insurance estimator.
“Been with Fitzsimons Credit Union for so long it feels like family”
– Charles M
Membership Requirements & How to Open an Account
Membership RequirementsYou’re eligible to open an account with Fitzsimons Credit Union if you:
- Live, work, worship or attend school in Adams, Arapahoe, and Denver Counties.
- Are a family member of someone who lives, works, worships, or attends school in Adams, Arapahoe, and Denver Counties.
How to Open an Account
- Fill out our online form.
- Make a $5 opening savings deposit and pay a one-time $5 new account fee.
- You will need a U.S. Taxpayer Identification Number (SSN or ITIN), plus a government-issued ID and proof of residence.
How to Join
How to Join Disclosures
Unlawful Internet Gambling and Other Illegal Activities: You agree that you are not engaged in unlawful Internet gambling or any other illegal activity. You agree that you will not use any of your accounts, access devices or services for unlawful internet gambling or other illegal activities. We may terminate your account relationship if you engage in unlawful internet gambling or other illegal activities. USA PATRIOT ACT - PROCEDURES FOR OPENING A NEW ACCOUNT In accordance with Section 326 of the USA PATRIOT ACT and to help the government fight the funding of terrorism and money-laundering activities, Fitzsimons Credit Union is required to take reasonable steps to verify the identity of any potential new account holders, which may include existing members, and maintain records of the documentation used for verification. At a minimum, Fitzsimons Credit Union is required to obtain the following information prior to account opening: · Name · Date of Birth, for individuals · Place of Residence, and mailing address, if different · Taxpayer Identification Number (i.e. Social Security Number), for U.S. persons · One or more of the following for Non-U.S. persons: a U.S. Taxpayer Identification Number; passport number and country of issuance; alien identification card number; or number and country of issuance of any other government-issued document evidencing nationality or residence. This identification must bear a photograph. This information: · Verifies member’s identity · Is kept on record to note how identity was verified and how discrepancies in identity verification were resolved · Is used to check the member’s identity against government issued lists of suspected terrorists (individuals or organizations). What this means to you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. You can learn more about the impact of the USA PATRIOT Act on financial institutions at www.fincen.gov.