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How do I use Apple Pay?

You can access Apple Pay through the Wallet app, which comes pre-downloaded on compatible iPhones and watches. Open the app, and it will guide you through the process of adding your cards.

Fraud Alert: Fake “unauthorized transaction” texts are circulating. We’ll never ask for your card number, PIN, or login by text or phone. Phone numbers can be spoofed—hang up and call the number on the back of your debit card to verify.