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Who can contribute to a Roth IRA?

If you earn compensation, and your modified adjusted gross income (MAGI) is under a certain limit, you are eligible to contribute to a Roth IRA. Congress sets the MAGI limits, and they can change frequently. If your MAGI is too high, you might be able to make smaller annual contributions. Consult your tax professional regarding your individual circumstances.

Fraud Alert About an Unauthorized Transaction: Members are receiving fake texts claiming to be from our Fraud Department about an unauthorized transaction. If you respond, scammers may call asking for personal information. We will never ask for your card number, PIN, or online banking credentials by text or phone. Phone numbers can be spoofed. If contacted, do not share information — hang up and call the number on the back of your debit card to verify.