Mortgage Promotion

*0.25% Mortgage Rate Discount: Offer available for conventional conforming purchase and refinance applications received between 6/15/2026 and 9/30/2026. Rates are determined daily based on Centennial Lending’s rate sheet. The 0.25% discount is applied to current Fannie Mae base rates (30-year par pricing) at the time of approval. Available only on Fitzsimons Credit Union portfolio loans with a maximum loan-to-value (LTV) of 97% or less. Not available for FHA, VA, USDA, or loans sold on the secondary market. The discounted rate must be locked within 90 days of the application date. Example: If the Fannie Mae published rate is 7.00%, the discounted rate would be 6.75%. Actual rates, terms, and monthly payments will vary based on creditworthiness, loan amount, and other underwriting factors.

**0.50% Origination Fee Discount: Qualified applicants will receive a 0.50% discount off the standard 1.00% loan origination fee for applications received between 6/15/2026 and 9/30/2026. This discount applies only to the origination fee charged by Centennial Lending and does not affect third-party fees, including appraisal, title, escrow, or other closing costs. Example: On a $300,000 loan, the standard $3,000 origination fee would be reduced to $1,500.

Membership with Fitzsimons Credit Union required; membership eligibility requirements apply. Minimum credit score of 520 required. Maximum loan-to-value (LTV) of 97%. Property must be owner-occupied as a primary residence. Subject to credit approval. Offer may be modified or discontinued without notice.