Save More with a Rapid Refi Mortgage

Promotion expires 03/31/2026. *APR = Annual Percentage Rate. No closing costs in most cases. FFCU will cover closing costs up to $1,500. Membership with Fitzsimons Federal Credit Union (FFCU) is required. As low as rate shown is for qualified borrowers. Rate as low as 4.99% applies only to a 10-year term and requires a credit score of 740 or higher. Must meet credit qualifications. Fixed rate is determined based upon borrower’s credit score(s), loan-to-value, and term. Property insurance, flood insurance, and/or appraisal may be required. Appraisal fees to be paid by the borrower and reimbursed at closing. FFCU does not offer escrow accounts to pay taxes and/or insurance. Collateral must be located in Colorado and must be borrower’s primary residence. Nothing herein is or should be interpreted as an offer or commitment to lend. Subject to a floor rate of 3.50% and ceiling rate of 18%. Offer, rates, terms, and conditions subject to change at any time without notice. Max Loan-to-Value (LTV) is 80%. Verification of income is required. Not available on refinance of current Fitzsimons Credit Union mortgage loans. Rapid Refi loans have 240-month max term. Payment examples: monthly payment for a $200,000 loan at 3.49% for a 240-month term = $1,160.73; monthly payment for a $200,000 loan at 3.50% for a 120-month (10-year) term = $1,977.41. Payments do not include amounts for taxes and insurance premiums; your actual payment obligation will likely be greater. Fitzsimons Federal Credit Union is an equal housing lender, NMLS# 459085. Federally Insured by NCUA.