Money Market
Crush your financial goals. Stay in control of your money while getting great returns.
Open your account in just a few minutes.
Money Market Advantage
A great option if you maintain a higher balance and want to earn more as your savings grow. This account uses tiered rates, so the more you save, the more you can earn. A minimum average daily balance of $2,000 is required to earn dividends.
Reverse Tier Savings
Perfect for flexibility and easy entry, this account has no minimum balance requirement to earn dividends. It’s designed to reward you from the start, with earnings structured differently across balance levels—making it a strong choice for those building their savings.
High Yield Money Market
Built for those with larger balances who want to maximize their earnings. This account offers competitive, tiered dividend rates with a minimum average daily balance of $10,000 to earn dividends—helping you make the most of higher savings.
Fast | Flexible | Free
Opportunities come up and life happens. We get it. Money Market accounts let you safely invest with low commitment. You can make up to 6 penalty-free withdrawals,every single month, and funds are insured to NCUA limits.
Higher Interest Than a Savings Account
Money Market accounts are the best of both worlds. Earn higher interest than most savings accounts and enjoy more flexibility than a typical certificate account.
Manage everything with Online Banking
It’s easy to move money around from your phone or laptop. Take out money to boost your checking account, cover a loan payment, or buy something snazzy.
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Choose your account
Select the savings option that best fits your goals and balance.
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Start saving
Open your account online with an amount that works for you.
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Grow your balance
Earn more as your balance increases with tiered dividend rates.
Other Accounts and Resources
IRAs
Tax-advantaged ways to save for the future and grow your wealth.
Financial & Estate Planning
Professional advice and strategies to help you save, invest, and retire.
Certificates
Secure, guaranteed returns on your investments.
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Dividends for Money Market Advantage, Reverse Tier Savings, and High Yield Money Market accounts are paid based on a tiered balance rate structure. The minimum average daily balance required to earn dividends is $2,000 for Money Market Advantage accounts and $10,000 for High Yield Money Market accounts. Reverse Tier Savings accounts have no minimum balance requirement to earn dividends. Dividend rates and Annual Percentage Yield (APY) may vary by balance tier and are subject to change at any time without notice. Fees may reduce earnings. Membership eligibility required. Refer to the current Savings Rate Sheet and Truth-in-Savings Disclosure for complete details.
Rates
| Type of Account | Minimum Balance** | Dividend Rate1 | APY1 |
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| Share Savings |
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Money Market Advantage 1 *† |
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Money Market Advantage 2 *† |
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Money Market Advantage 3 *† |
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Money Market Advantage 4 *† |
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Money Market Advantage 5 *† |
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Money Market Advantage 6 *† |
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Reverse Tier Savings 1 *† |
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Reverse Tier Savings 2 *† |
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Reverse Tier Savings3 *† |
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Reverse Tier Savings 4 *† |
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Reverse Tier Savings 5 *† |
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High Yield Money Market 1 *† |
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High Yield Money Market 2 *† |
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High Yield Money Market 3 *† |
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High Yield Money Market 4 *† |
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High Yield Money Market 5 *† |
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3 Month Certificate |
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6 Month Certificate |
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12 Month Certificate |
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18 Month Certificate |
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24 Month Certificate |
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30 Month Certificate |
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36 Month Certificate |
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48 Month Certificate |
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60 Month Certificate |
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| Traditional Contributory IRA |
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6 Month Traditional IRA Certificate |
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12 Month Traditional IRA Certificate |
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30 Month Traditional IRA Certificate |
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60 Month Traditional IRA Certificate |
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| Contributory Roth IRA |
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6 Month Roth IRA Certificate |
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12 Month Roth IRA Certificate |
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30 Month Roth IRA Certificate |
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60 Month Roth IRA Certificate |
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| Contributory Education IRA |
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6 Month Education IRA Certificate |
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12 Month Education IRA Certificate |
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30 Month Education IRA Certificate |
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60 Month Education IRA Certificate |
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Rates effective as of: April 27, 2026
Disclosures
1. The Dividend Rate and Annual Percentage Yields set forth above are accurate as of the effective date indicated above. If you wish to obtain current rate information please call the credit union at (303) 340-3343. Fees could reduce earnings on certain accounts. Penalties may be imposed for early withdrawal.
* Dividends for Money Market Advantage, Reverse Tier Savings, and High Yield Money Market Accounts are paid based on a
balance-limit rate table. The minimum average daily balance required to earn dividends is $2,000 for Money Market
Advantage accounts and $10,000 for High Yield Money Market accounts. Reverse Tier Savings accounts have no minimum
balance requirement to earn dividends.
** At least minimum balance must be obtained to receive dividends. For Share Savings accounts, a minimum balance of $250 must be maintained to receive dividends. See Standard Disclosure for balance to earn dividends.
†Additions allowed
Compare Accounts
| Account Feature | Money Market Advantage | Reverse Tier Savings/Money Market | High Yield Money Market |
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Membership Required |
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Limitations |
Limited to one Money Market Product per Membership |
Limited to one Money Market Product per Membership |
Limited to one Money Market Product per Membership |
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Tiered Earnings |
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Competitive Dividend Rates |
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The minimum average daily balance required to receive dividends is: |
$2000.00 |
$0.01+ |
$10,000.00 |
Rates effective as of: April 27, 2026
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