Start Earning High Returns with Fitzsimons Credit Union
Secure a 4.00% APY with our 7-month Share Certificates.
Limited Time Offer
View all rates7-month Term
4.00%Start with as little as
$500
Low Minimum Deposit
Start with as little as $500
Flexible Terms
Choose the duration that fits your financial goals
NCUA Insured
Your funds are securely backed up to $250,000
Guaranteed Returns
Know exactly how much you'll earn over time
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1
Open your account
Initiate the process online or visit any of our branches.
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2
Choose your term length
Our Certificates range from 3 months to 5 years, allowing you to select a duration that suits your needs.
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3
Grow your investment
Relax as your savings steadily increase at our competitive interest rate.
What Our Members Say
“Fitzsimons Credit Union made my 1st car loan at 18 years old and I will never forget the chance they took with me. I have now financed over 6 new cars since then with Fitzsimons Credit Union.”
“Great credit union, actually the best. Wonderful, professional staff. Have been a member for over 40 years and not going anywhere else”
“Been with Fitzsimons Credit Union for so long it feels like family”
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A Share Certificate is a savings account with a fixed interest rate and fixed date of withdrawal. It’s a safe investment that offers guaranteed returns.
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While early withdrawals from Certificates are generally discouraged due to penalties, you can access your funds before the maturity date in case of emergencies.
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You can open a Share Certificate with us online or in-person. Simply choose your term, deposit the minimum amount, and start earning.
Are you ready to see your savings grow?
Take the step and secure your future with a Fitzsimons Share Certificates.
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Promotion Expires 03/31/2026. *APY=Annual Percentage Yield. All rates and terms are subject to change without notice. Minimum opening deposit to earn advertised rate is $500.00 and a maximum deposit of $100,000.00. Promotional offer only valid using funds not on deposit within the last 30 days at Fitzsimons Federal Credit Union (FFCU). Certificate is subject to penalty for early withdrawals; penalties assessed may reduce earnings and principal. See Truth-In-Savings disclosure for details. 7-month certificate will roll over into a 6-month certificate. IRA/ESA certificate subject to IRS contribution limits. Consult a tax professional for more information. See Truth-In-Savings Addendum for details. Membership in FFCU is required. Conditions and restrictions may apply. Rate is accurate as of 01/01/2026. FFCU reserves the right to withdraw this offer at any time. Federally insured by NCUA.
All Rates
| Type of Account | Minimum Balance** | Dividend Rate1 | APY1 |
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| Share Savings |
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| Money Market Advantage 1 *† |
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| Money Market Advantage 2 *† |
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| Money Market Advantage 3 *† |
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| Money Market Advantage 4 *† |
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| Money Market Advantage 5 *† |
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| Money Market Advantage 6 *† |
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| 3 Month Certificate |
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| 6 Month Certificate |
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| 12 Month Certificate |
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| 18 Month Certificate |
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| 24 Month Certificate |
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| 30 Month Certificate |
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| 36 Month Certificate |
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| 48 Month Certificate |
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| 60 Month Certificate |
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| Traditional Contributory IRA |
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| 6 Month Traditional IRA Certificate |
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| 12 Month Traditional IRA Certificate |
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| 30 Month Traditional IRA Certificate |
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| 60 Month Traditional IRA Certificate |
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| Contributory Roth IRA |
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| 6 Month Roth IRA Certificate |
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| 12 Month Roth IRA Certificate |
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| 30 Month Roth IRA Certificate |
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| 60 Month Roth IRA Certificate |
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| Contributory Education IRA |
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| 6 Month Education IRA Certificate |
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| 12 Month Education IRA Certificate |
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| 30 Month Education IRA Certificate |
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| 60 Month Education IRA Certificate |
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Rates effective as of: March 15, 2026
Disclosures
1. The Dividend Rate and Annual Percentage Yields set forth above are accurate as of the effective date indicated above. If you wish to obtain current rate information please call the credit union at (303) 340-3343. Fees could reduce earnings on certain accounts. Penalties may be imposed for early withdrawal.
* Money Market Advantage Accounts pay dividends based on a balance limit rate table. The minimum average daily balance required to receive dividends is $2000.
** At least minimum balance must be obtained to receive dividends. For Share Savings accounts, a minimum balance of $250 must be maintained to receive dividends. See Standard Disclosure for balance to earn dividends.
† Additions allowed
Open an Account
Youth Accounts
Please schedule an appointment at one of the following branches to get started or give us a call at 303-340-3343:
Business Accounts & Loans
Please schedule an appointment at one of the following branches to get started:
Login
Home Value Look Up
[home-value]
Download our Mobile App
Open an Account
Leaving Our Website
Please Note: You are now leaving the Fitzsimons Credit Union website. We are not responsible for the privacy practices of any other website. We encourage you to read the privacy policies of any website you access, especially if individual identifying information is being collected.
Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered.