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Kasasa Cash Back® Checking

Fee-Free checking. Cash rewards. The way checking should be.

  • Rewards*
  • ATM Refunds*
  • No Fees or Penalties

Keep more cash for the things that matter to you. Manage your money easily with handy digital tools—including mobile check deposit.

No Category Restrictions

Up to 4.00% cash back* on your favorite things. To qualify for cash back in a month, just receive eStatements, make 15 debit card purchases, and post one direct deposit or automatic withdrawal.* Didn’t qualify one month? No worries, your cash back checking account is still free and you can try again next month.

Rewards for What You Already Buy




There’s no minimum balance and no monthly maintenance fees. Just free checking that pays you back.



Get cash back

Earn up to 4.00% back* on everything, including groceries, house plants, and those new earbuds, plus ATM refunds*.



Set up Kasasa Saver®

Connect your cash back to your Kasasa Saver® account to keep track of how much you’ve earned and get more from your savings.

Kasasa Cash Back® Checking Disclosures
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Visit us at or call us at 303-340-3343 to speak to a member service representative for specific Monthly Qualification Cycle dates. Reward Information:When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $250 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back payments may be earned per Monthly Qualification Cycle. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made. Cash back payments will be credited to the appropriate account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Additional Information: Membership restrictions may apply. Monthly eStatement enrollment, etc. are a condition of this account. See accompanying schedule of Consumer Fees and Changes for fees that may apply to this account. Limit of one (1) account(s) per Social Security Number. If the previous qualifications outlined are not met in a calendar month, a nominal rate of interest will be earned on the full balance; however, this will be less than the interest rate reward that would be earned if the qualifications are met. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Visit us at or call 303-340-3343 to speak to a member service representative for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. Trademarks:Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.