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What advantages does a Roth IRA offer?

Roth IRAs allow you to make tax-free and penalty-free withdrawals on your regular contributions at any time. Unlike a Traditional IRA, you are not required to start withdrawals at age 70½.

After the account has been open five tax years, earnings can be withdrawn tax-free and penalty-free for a variety of reasons: age 59½, disability, death, or first-time home purchase. The lifetime limit for exemption on first-time home purchase is $10,000.

Summer Special Rates On Share Certificates! 26-MONTH CERTIFICATE = 2.00% APY* and 38-MONTH CERTIFICATE = 3.00 APY*

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