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Who is eligible for this loan?

If you need help with your application or need more information about eligibility requirements, please don’t hesitate to contact us in a way that’s convenient for you. To apply, you’ll need to complete a loan application, provide two personal references with contact information, and pay a $20 non-refundable application fee. You are eligible for a payday loan alternative if:

  • You’re at least 18 years old and have been a member of Fitzsimons for at least 60 days
  • You have a monthly gross income of at least $1000. This can be verified by direct deposit, paystubs, an award letter, or an employment letter.
  • You’ve been employed within same trade or industry for at least six months. This can be verified through paychecks or through your employer.
  • You don’t have delinquent loans or negative shares with Fitzsimons
  • You haven’t caused a loss to the credit union
  • You aren’t in the process of obtaining bankruptcy
  • You agree to avoid payday lenders during the term of your Fitzsimons loan
  • Any previous PIC loans are paid in full

You can get a maximum of four PIC loans in a six month period.

Summer Special Rates On Share Certificates! 26-MONTH CERTIFICATE = 2.00% APY* and 38-MONTH CERTIFICATE = 3.00 APY*

Visit one of our branch locations or call us at 303-340-3343 for more info.