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How To Save For Your Summer Vacation

Are you dreaming of a getaway this summer?  While it’s only spring, now is a great time to start saving your money so you will be able to enjoy a big trip come July or August.  Whether you are packing the car for a family trip or are flying to a romantic destination, the best way to ensure you have the funds for a summer trip is by being smart with your money.  Follow these fast and easy tips right away to save money for your big trip!

Planning: Summer is nearly upon us and it’s time to start saving.  One of the easiest ways to save funds is by establishing a monthly budget for your transportation, food, housing, entertainment and sticking to it.  Keep track of your spending by holding on to receipts and avoiding impulse buys.  You should also exclusively use ATMs of your Credit Union to avoid fees.

Cut Back On Spending: Consider cutting down spending on unnecessary items like clothes or going out to eat.  Don’t make any impulse buys and if possible, cut coupons or use cash back for your expenses.  Anything that you save should be set-aside in your vacation funds.

Tax Refunds: Tax refunds are currently being sent out and it might be tempting to spend your refunds right away.  Tax refunds are a great way to invest in your vacation funds if you place them aside before you have the chance to spend any of it.

Open a Vacation Savings Account: A great way to save money for your upcoming trip is opening a separate savings account for your vacation funds.  This way, you’re less likely to dip into your separate vacation account to take money out.

Research Prices: Research where you would like to go and find reasonable rates during the off-season.  The earlier you book your trip the more money you are likely to save on flights, transportation, and hotels.

If you are planning your summer trip, let Fitzsimons Credit Union help you save!  We offer a number of savings accounts that are perfect for your vacation funds.  In addition, our financial consultants are happy to give you financial advice that you can trust.  To learn more, contact Fitzsimons Credit Union at 303-340- 3343 or toll free at 1 (800) 933-5839.