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Mortgage Refinance

Love your home but not your mortgage? We can help.

  • Low Rates
  • Low Closing Costs
  • Fast Approval

Consolidate multiple payments or cut your term down to 20 years or less.

Design a Refinance Plan That Works for You

If getting to the end of your loan sooner is a goal, our Rapid Refi Mortgage can help. We offer terms of 20 years or less, so you’ll be mortgage-free in no time. And with no closing costs in most cases, you won’t be adding more debt to your home either. Need a longer term? Go through our partner, Centennial Lending.


Get Started

Refinancing That Makes Sense



Low costs and quick approval

Our online application is short and simple and there are no closing costs in most cases. Get notified of approval in days instead of weeks.



Convenient closings

No need to go to a fancy title company. Fill out most paperwork online and complete the process with a quick trip to our office.



A finish line in site

 Be mortgage-free, fast. Shorter loan terms help you get there sooner. Now, that’s something worth celebrating.

Calculate your payment


Let’s Get Started!

Mortgage Refinance Disclosures
APR is the Annual Percentage Rate (APR). Loan interest rates and terms provided are estimates. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. Fitzsimons Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. Fitzsimons Credit Union membership is required. Closing costs covered up to $1,500. Property insurance, flood insurance, and/or appraisal may be required. Appraisal fees to be paid by the borrower and reimbursed at closing. FFCU does not offer escrow accounts to pay taxes and/or insurance. Collateral must be located in Colorado and must be borrower’s primary residence. Rapid Refi Payment example: monthly payment for a $200,000 loan at 4.49% APR for a 240-month term = 1,266.68