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4 Tips To Keep Your Finances Safe From Fraudsters and Scammers

1. Beware Of Any Request For Financial Information Or Passwords
If you get asked to provide your bank account info such as bank routing information, debit card numbers, or passwords, it’s a scam.  Make it a routine to check and monitor balances on your accounts and debit cards/credit cards. The sooner you catch fraudulent activity, the sooner our Member Service team can assist you. Be sure to enroll in online bankingeStatements, and download our mobile app.

When in doubt, feel free to reach out to our Member Service Team directly at 303-340-3343 if you have any questions regarding your account.


2. Only Send Money To People You Know
Scams of all types have been on the rise, especially those involving fake checksunemployment benefits, and stimulus payments. After a deposit is made either by check or directly into your account, the scammer will request to have a portion of the funds directly returned to them, claiming the deposited amount was incorrect. The scammer will request that you send funds via Zelle, Cash App, or even with gift cards! These nearly instant methods of transferring funds makes it very difficult to stop or recover funds once they have been sent, resulting in a loss to you. Therefore, do not send money to anyone you don’t personally know using these methods.

Visit the IRS website to learn more about trending scams.


3. Don’t Interact With Suspicious Communications
Any email, text, or phone call that requires urgent action is almost certainly a scammer’s attempt to get ahold of confidential information. Organizations like the IRS, Microsoft, Apple, and Amazon Support will never initiate contact with you. Robocalls are designed to contact numbers to see if phone lines are currently active. Active numbers are placed on lists that are sold to other scammers. Be suspicious of numbers you don’t recognize and protect your data.

Stay up to date on trending scams by signing up for Consumer Alerts from the Federal Trade Commission.


4.Beware Of Deals That Are Too Good To Be TrueProducts sold on social media websites are a common spot for too good to be true deals. Many times, when you purchase from these unknown sites there is a chance you won’t necessarily get what you paid for. As always, do a little research before your purchase, read customer reviews, and check the Better Business Bureau.